Medical Bills Are Complicated.
Getting Help Does Not Have to Be.
You have more options than you realize: legal protections, appeal rights, and room to negotiate. Start with our AI tool to understand your situation, or connect with our network of professional advocates.
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The Challenge
Why Navigating Healthcare Is So Hard
These systems have many moving parts. Understanding them is the first step to overcoming them.
Bills Are Confusing
Medical bills contain codes, jargon, and technical language that's difficult to understand. Many include errors worth reviewing.
Rights Aren't Always Obvious
You have legal protections against surprise billing, rights to appeal denials, and options to negotiate. We help you understand them.
Appeals Are Complex
Insurance denials can be overturned through the appeal process. Having guidance makes this process much more manageable.
Time Is Limited
Appeals and disputes have specific deadlines. Acting promptly helps protect your options.
Two Ways to Get Help
Start with AI or Go Straight to Advocates
Use Advie to understand your options, then reach out to our advocate network if you need more support.
Advie
AI-powered guidance
Check your options and get advice with our AI tool. Upload your bill or denial letter, ask questions, and understand your next steps.
- ✓Instant bill analysis
- ✓Plain-English explanations
- ✓Guided next steps
Advocara Advocates
Our network of professional advocates
Work with experienced advocates who handle negotiations, appeals, and communications on your behalf.
- ✓Dedicated advocate
- ✓Full-service support
- ✓Complex case expertise
Know Your Rights
No Surprises Act
Federal law protects you from unexpected out-of-network bills in emergency situations and certain other scenarios. You may have grounds to dispute surprise charges.
Right to Appeal
Insurance denials are not final. You have the right to internal appeals and, if those fail, external review by independent parties. Many denials are overturned on appeal.
Good Faith Estimates
Uninsured or self-pay patients have the right to receive cost estimates before scheduled services. If the final bill exceeds the estimate by $400 or more, you can dispute it.
Real Results from Real People
Hear from users and healthcare advocates using Advocara to save money and navigate medical billing.
“I couldn't believe how easy this was! I just uploaded my bills and they took care of everything. They helped me cut my medical bills in half.”
Loni
Consumer
“That starter response to my first question was already awesome. This tool is going to help so much. I'm very excited. So pleased.”
Sarah M.
Patient Advocate
“It's come a long way since the beta and I'm feeling very confident. I use this as a professional and got another case where I'm going to refer them to use it themselves.”
Community Health Navigator
Security & Privacy You Can Trust
We understand that medical information is deeply personal. Your privacy and security are our top priorities.
Strong encryption
We use strong encryption to keep your bills and information secure.
No data selling
We never sell your data. We only use what's needed to help you.
Delete anytime
You can delete your information anytime.
Ready to Get Started?
Check your options with Advie, or connect directly with our advocate network.